The Senior Manager, Diversified Credit (Wholesale SME) is responsible for assessing and managing credit risk across ANZ’s wholesale small and medium-sized business portfolio. Requirements typically include substantial experience in commercial or institutional credit, strong financial analysis and cash-flow assessment skills, knowledge of credit policy and risk governance, and the ability to interpret complex lending proposals. The successful candidate is expected to provide sound credit recommendations, identify emerging risks, support portfolio quality, coach colleagues, and work effectively with relationship managers, product teams and senior stakeholders. Strong communication, judgement, commercial awareness and familiarity with Australian banking regulations are important.
ANZ Group Holdings Limited is one of Australia and New Zealand’s largest banking groups, providing retail, commercial, institutional and wealth services. Founded in Australia, ANZ supports individuals, small businesses, major companies, governments and institutional clients across Australia, New Zealand and selected international markets. Its services include transaction banking, lending, deposits, payments, markets, institutional finance and digital banking. The bank employs thousands of people and operates through a large branch, business banking and technology network. ANZ places emphasis on responsible banking, risk management, customer outcomes, inclusion and long-term economic participation. Its Melbourne headquarters provides opportunities across credit, risk, technology, operations, finance and relationship management. The organisation is also investing in digital capabilities and simpler customer experiences while maintaining strong governance and regulatory standards.
Australia offers strong employment opportunities in banking, finance, technology, healthcare, construction, education, mining and professional services. Melbourne, Sydney and Brisbane are major financial and corporate centres, while Perth and Adelaide also provide specialist opportunities. Workplace culture is generally collaborative, practical and relatively informal, with emphasis on accountability, inclusion and work-life balance. Lifestyle varies from vibrant city living to coastal, regional and outdoor-oriented communities; housing and transport costs can be high in major cities. Skilled professionals may need employer sponsorship, a skilled migration visa or another suitable work right, depending on occupation and eligibility. Relocation usually involves arranging a visa, health insurance, tax registration, banking, accommodation and an Australian-format résumé. Qualifications and professional experience may need local recognition. Australia’s large distances, diverse climate and strong public services should be considered when choosing a city.
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