Senior Relationship Credit Manager

Job Description

The Senior Relationship Credit Manager is expected to manage and support complex credit relationships, assess lending proposals, identify financial and risk issues, and provide sound credit recommendations. The role typically involves partnering with relationship managers, business leaders, risk specialists and clients to structure appropriate facilities and maintain strong portfolio quality. Candidates should have substantial experience in corporate or institutional credit, financial analysis, lending policies and risk management. Strong commercial judgment, communication, negotiation and stakeholder-management skills are required, along with the ability to interpret financial statements and make decisions within regulatory and internal policy frameworks. Experience with complex transactions and a relevant finance, business or accounting qualification is advantageous. The successful candidate will be collaborative, customer-focused, detail-oriented and comfortable managing competing priorities in a regulated banking environment.

Company Info

ANZ Bank is one of Australia and New Zealand’s major financial institutions, providing personal, business, commercial and institutional banking services. Founded in 1835, the bank supports millions of customers across Australia, New Zealand and selected international markets. Its services include everyday banking, home and business lending, payments, trade finance, transaction banking, investment and corporate banking. ANZ employs a large workforce across branches, contact centres, technology hubs and corporate offices, with its main Australian headquarters in Melbourne. The bank focuses on helping customers manage money, grow businesses and participate in the economy, while also investing in digital banking, data, sustainability and responsible lending. Employees generally work in regulated, collaborative environments where risk management, customer outcomes, inclusion and professional development are important parts of the culture.

Destination Guide

Australia offers strong opportunities in banking, finance, technology, healthcare, engineering, education, construction, tourism and skilled trades, particularly in Melbourne, Sydney, Brisbane, Perth and Adelaide. Workplace culture is generally professional but relatively informal, with emphasis on teamwork, direct communication, work-life balance and workplace safety. Lifestyle varies from major-city living and cultural events to beaches, national parks and regional communities. Housing and transport costs can be high in Sydney and Melbourne, while other cities may offer more affordable options. Skilled overseas professionals usually need an appropriate work visa, such as employer sponsorship, a skilled visa or a temporary skills pathway; requirements depend on occupation, qualifications, English ability and experience. Relocating involves arranging employment permission, tax registration, healthcare access, accommodation and banking. Australia is geographically isolated, but its diverse communities and established migrant networks can make settling easier.