Research & Credit Analyst

Role summary

Written by MyIslandJob from the job title and employer. See the employer's page for the full description.

The Research & Credit Analyst role typically requires a bachelor’s degree in finance, economics, accounting, or a related discipline, with experience in credit analysis, financial research, or banking. The candidate should be able to assess borrower financial statements, industry conditions, business risks, and repayment capacity; prepare clear credit reviews and research reports; and support lending or risk decisions. Strong analytical, writing, presentation, and communication skills are expected, together with attention to detail and sound judgment. Familiarity with financial modelling, credit policies, banking regulations, and market research is valuable. The successful candidate is expected to work effectively with relationship managers, risk teams, and business units while meeting deadlines and maintaining high professional and ethical standards.

About the employer

United Overseas Bank (UOB) is a major Singapore-headquartered bank with operations across Southeast Asia and other international markets. Established in 1935, it provides personal and commercial banking, wealth management, transaction banking, treasury, investment banking, and financial services to individuals, businesses, and institutions. UOB Indonesia serves corporate, commercial, small-business, and retail customers through branches and digital channels. The bank is known for its regional network, relationship-led approach, and focus on supporting cross-border business across ASEAN. Employees typically work in a regulated, structured environment where credit quality, customer service, collaboration, and risk management are important. In Indonesia, UOB operates in a competitive banking market and offers opportunities for professionals in credit, research, risk, finance, relationship management, operations, technology, and compliance.